Three hospitals refused to admit for treatment a 47 year-old woman from Kazanlak with acute myocardial infarction. After a whole day of wandering between health facilities Dafinka Boneva was hospitalized at the University Hospital “St. George” in Plovdiv, where doctors saved her life. The treatment, however, will be paid by the Plovdiv health facility that accumulates debts because of the large number of patients admitted without health insurance. The doctors in Plovdiv warn that there is an agreement between small hospitals and emergency care such patients to be diverted only to large clinics.
The case of the 47 year-old Dafinka had to wander between different hospitals in serious condition, which is not a precedent – the doctors of the University Clinic in Plovdiv explain. The woman was referred by the Emergency Centre in Kazanlak to the hospital in Stara Zagora, from there to Haskovo, because she had no health insurance. Because everywhere refused to examine her, the patient with heart attack had to be transported all the way to University Hospital in Plovdiv.
Dr. Gincho Tonev – Head of Department of Invasive Cardiology – University Hospital “St. George”: “The order of the current Minister is patients in such conditions, with acute myocardial infarction to be hospitalized in the nearest hospital having the adequate structure, namely Invasive cardiology. This thing has not happened.”
In Plovdiv the patient received medical care and has already been discharged in good health. However, her treatment costs the hospital BGN 7 000 – amount that the woman can not pay. Cases like this are almost daily in the health facility.
Physicians claim that there is a tacit agreement between small hospitals and emergency care not to admit uninsured patients. Dr. Gincho Tonev – Head of Department of Invasive Cardiology – University Hospital “St. George”: “We all suspect such thing and we are almost certain.”
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In connection with the case the hospitals of the Bulgarian Cardiac Institute in Yambol, Veliko Tarnovo, Pleven, Shoumen and Varna declared their willingness to accept for treatment all patients in need of emergency cardiac care, regardless of their insurance status – 24 hours a day, 7 days a week. In emergency cases, for patients with acute condition, the specialized hospitals are ready to send modern ambulances with medical teams to any part of the country. “The vocation to save life stands far above any economic or bureaucratic obstacles” the BCI declared.
After a 10-month delay the state prosecution paid BGN 100 000 compensation to the three doctors charged in the death of 5-month-old Maria in Pazardzhik hospital seven years ago. Then the child died of sepsis after a 5-day stay, and the doctors, who at different times were on duty at the clinic, were accused for her, the newspaper reminds.
During the proceedings the forensic examination of national consultants proved that doctors were innocent. After a lengthy trial, the doctors were acquited by all instances. All three in turn brought action under the Responsibility of the State and Municipalities Act against the prosecution for unjust accusations, stress and humiliation caused which they won.
Several days ago the doctors Georgi Pavlov and Tanya Daneva received BGN 40 000 each and their colleague Petjo Hadjiiski – BGN 20 000. The final decision of the Supreme Court of Cassation was delivered in January, but the payment of the compensation was delayed because the prosecution did not have sufficient funds. The compensation determined by the magistrates is among the significant amounts in this kind of cases in our country.
“I feel satisfied because it was proven that we have done all that is needed to help the child,” said Dr. Paul George. But he painfully recalls the stress he was under after the indictment. “I was wondering whether it can continue with medicine. I stopped taking specialization examinations and graduated only when we were acquited. I started smoking heavily and brought myself heart problems,” the pediatrician said.
Whether money can compensate for the suffering is difficult to assess. He still can not erase the memory of the accusatory stares and the suspicion of his colleagues and people.
The other two doctors – Dr. Daneva and Dr. Hadjiiski, stay away from any publicity. They have long since left the Pazardzhik and work in Plovdiv in an attempt to settle their lifes anew.
In Bulgaria there is no legal definition of the term “medical” error and the lack of specific legislation categorically requires a broad and thorough public debate involving all stakeholders before adopting such. The increasing number of court cases related to the professional responsibility of physicians in outpatient care is an occasion to present an extract of the proposal of Health Insurance Company “DALLBOGG – Life and Health”: PROFESSIONAL RESPONSIBILITY OF MEDICAL STAFF – suitable for general practitioners and specialists in outpatient care.
Risk covered: | All amounts which the Insured in the course of professional activity as a qualified doctor/medical specialist has to pay in connection with claims for compensation for bodily injury (including permanent disability) or death caused to patient(s) due to negligence, errors or omissions in professional services;
All amounts which the Insured (hospital) is liable to pay for damages caused by persons working under its authority or on its behalf while performing any activity or holding position specified in the insurance contract; All expenses related to the claims for damages incurred with the consent of the Insurer, and stipulated in the policy limits include the cost of settling claims. |
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Insurance amounts / limits of liability and insurance premiums |
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Provided that there are no claims filed, when the contract in renewed the limit of liability is doubled against the same premium of BGN 50. Provided that there is a claim filed, the original limit is entered. |
More information can be obtained at dallbogg.com and on tel. 0700 16 406
Comments by Dr. Stojcho Katzarov, Chairman of the Board of Directors of the Center for Protection of Healthcare Rights.
People say: Hospitals are commercial entities and this interferes with medical care. Why and what hinders? No explanation given. It is not necessary. It become like spell, refrain that one hears before and after elections, between election and during the elections.
When something is repeated by ten people ten times and is written about in ten media, it no longer needs proof. It can comfortably fit in election programs. Even in management programs.
However, nobody yet has thought about what the hospitals should be if there are not commercial entities. Nobody mentions this. Or they rely on surprise? However, no one asks, as if everyone is aware. But they are not.
Well, what are the hospitals? Can they be cooperatives? Can they be civil partnerships? A legal non-profit entity?
In fact, the law now allows the hospitals to be register as cooperatives. Nothing prevents the Minister of health to re-register for example Hospital Alexandrovska, Pirogov, ISUL and all district hospitals as cooperatives. The law allows it. It allows the owners of any private hospital to become cooperatives. But they are not. And nobody does it.
The Commerce Act allegedly interferes because “it drives hospitals to be profitable”. Is this it? Then write a law that will lead them to be at a loss. But you do not want them to be at a loss.
The Commerce Act allegedly led the hospitals to accumulate debt. The hospital with the highest debt – BGN 120 million is MMA and it is not a commercial entity. Who is making it accumulate debts?
The hospitals could not register for VAT, so piled obligations. But please, please, hospitals are not registered for VAT, not because of, but in spite of the Commerce Act – due to restriction in the VAT Act. This saves 20% in costs to the NHIF.
The health is not a commodity. Of course it is not. No hospital sells health. They sell medical services. Unlike health, these services are goods. They cost money – for salaries, insurances, medicines, X-ray and ultrasound machines, surgical instruments, gloves, aprons, food for the sick, heating, fuel, electricity etc. And this has absolutely nothing to do with the Commerce Act. However the hospitals are registered the costs are costs and someone either the MH, the NHIF or patients themselves will have to pay, otherwise … Otherwise there will be no medical care.
“Drive the money changers from the temple.” No problem. Only that the temple does not switch on systems does not provide anesthesia, lithotripsy or extracorporeal circulation. In the temple people light candles, and lately they not even from wax.
The commercial companies may fail. So it is thankfully. Not only that, there is nothing wrong, but even it is very useful mismanaged companies to go bankrupt. However, one of the reasons there are so many hospitals in Bulgaria is that the state does not allow the bankruptcy of its own ones. Whether protecting them from creditors or subsidizing them, whichever. On the other hand, if the state was allowed it would bankrupt all private and most municipal hospitals. So far it has not succeeded, but attempts continue.
The real reason for the problems is not the commercial registration of the hospitals, but the state itself, through its organs the state hinders free competition and tolerates some over others.
The truth is that the commercial registration gives freedom to the doctors, no matter how restricted by a number of other provisions. Those who seek the annulment of the commercial registration really want – though not dare to say so – the Minister of Health again to become the employer of all doctors. They want a strict hierarchy, subjection, submission and obedience.
Logically, the power is bad only for those … who do not possess it.
The removal of the commercial registration of the hospitals will benefit only those in power. All others will lose. Most to lose – the patients.
At a meeting held last week the government approved amendments to the Regulation on calculation and payment of cash compensation and benefits from public social security related to the introduction from the 1st of January 2015 of an electronic medical certificate. This was announced by the press office of the Council of Ministers. According to the changes the data entered in the electronic register of medical certificates and decisions on appeal, should be taken into account in assessing the right and determining the amount of the cash compensations and benefits.
Regulated are the entities that present the data contained in the issued medical certificates to the NSSI – attending doctors and medical advisory committees through the medical institutions they are subordinated to.
The insurers and self-insured will no longer be obliged to check whether their medical certificates are issued in accordance with the legislation regulations. The requirement to attach the report of the Medical advisory committee or a transcript of the death certificate to the medical certificates of persons on leave due to death or serious illness of a mother of a child up to 2 years old will be dropped. In both cases, the documents will be collected automatically.
Specified are the beneficiaries and the documents for submission, and the starting point from which the period for payment of compensation is calculated, depending on whether the payment is made on the basis of the data in the issued medical certificates and the documents submitted in the relevant territorial unit NSSI, or on the basis of documents only.
The Agreement for cooperation for implementation of effective control over the funds in the field of interventional cardiology and cardiac surgery, was signed last week. The press center of the Fund announced that the Agreement was between the NHIF, the companies in cardiac and interventional cardiology and the national consultants in cardiac surgery and invasive cardiology, announced
The Agreement provides a framework for cooperation between the parties according to their competence, subject to the Bulgarian legislation and applicable regulations. The NHIF informed that within the framework of this cooperation the measures for effective spending of NHIF for cardiology and cardiac surgery are to be developed, while significantly improving the quality of medical services to patients.
“The Parties agreed on the understanding that it is necessary to perform regular and immediate quality control of the procedures performed by a joint expert body that has the power to draft amendments to the relevant legislation, such as:
– in the control activity of the NHIF to include monitoring of the number of the patients diagnosed, but not directed to cardiac surgery or interventional treatment in accordance with European practice and further discussion of these cases by so-called “heart team” including, a cardiologist, an invasive cardiologist and cardiac surgery specialist;
– in cardiac clinical pathways (CP) as a requirement to include a discussion of each case by the so-called “heart team”;
– to perform categorization of the invasive cardiology centers based on the material and technical equipment to perform complex interventions;
– to perform licensing of the high-tech activities – transcatheter valve replacement, aortic endoprosthesis;
– to create a joint expert and ethical working ethical body with clearly defined and disclosed rules of action and the power to impose sanctions. The expert body should have legality substantiated possibility to inspect facilities.” – announced also the Fund.